CHRISTINE SCHUSTER KHEMIS

LTC Financial Partners

Christine Khemis is an insurance agent who specializes in long-term policies. She is licensed in Washington, Oregon, California, Texas, Hawaii, Illinois and Utah and is with Long Term Care Financial Partners in Washington, State.

Christine, who lives in Snohomis, Wash., says anyone who believes that the government will step in to provide long-term care, is mistaken and that the only way to preserve one's dignity for life is to ensure you have an adequate long-term policy in place now, so it's there when you need it.

She is also a consultant and sought-after speaker regarding the topic of long-term care options. There are five basic questions, Christine says, that everyone needs to ask themselves if they aren't seriously contemplating taking out a long-term care policy:

What is the right age to take out a long-term care insurance policy?
Is your home designed to adequately serve your needs as you age at home?
How do you find a first-rate long-term care insurance provider?
What factors should you consider when deciding whether to purchase a long-term care policy?
Why aren't insurance agents more proactive in promoting long-term care policies?

You can find the answers to those questions on the Internet, here.

She also is involved with Le VinTek, a company started by her husband, which has developed a line of high-tech products that accelerate the ability of light to age wine and improve its flavor in a matter of minutes versus years.

Here is an interview that Khemis participated in several years ago on the topic of long-term care insurance: